Clarity, Strategy, and a True Partner for Your Entire Wealth
We combine financial advising, wealth planning, investment management, and behavioral coaching — teaching you the strategy behind every decision — so you build wealth with intention and confidence.
Our Mission
At Artemis Wealth Management, our mission is to put real financial power back into the hands of people the system was not built for — while providing high-net-worth clients and first-generation wealth builders with clarity, strategy, and education that supports long-term success.
We believe wealth should be accessible, understandable, and aligned with your values — not hidden behind jargon or gatekeeping.
Through strategic financial planning, personalized investment management, and grounded behavioral coaching, we give you clarity, structure, and confidence to build wealth with intention and purpose.
About Karla Ukman, Founder of Artemis Wealth Management
Karla Ukman is a licensed financial advisor, wealth planner, and money coach with over 12 years of experience helping individuals, families, and business owners build wealth with clarity and intention.
Her work centers on education, empowerment, and partnership — ensuring clients understand the why behind every recommendation so they stay confident and in control of their financial decisions.
Karla supports clients through every aspect of their wealth: retirement planning, comprehensive financial planning, investment strategy, tax-aware planning, risk management, charitable giving, business growth, and long-term strategy.
She serves on the board of The Saint Louis Council of Charitable Gift Planners and is affiliated with the Philanthropic Institute for Professional Advisors, reflecting her commitment to community impact and intentional generosity.
Karla is also a speaker and educator, leading workshops and conversations on wealth, financial confidence, decision-making, and empowerment for women, business owners, and first-generation wealth builders. She is regularly invited to share her perspective on podcasts and educational platforms.
Through Artemis Wealth Management, Karla partners with clients nationwide, including women, first-generation wealth builders, marginalized communities, entrepreneurs, and high-income households seeking sophisticated strategy and values-aligned guidance.
My Story
I didn’t grow up with generational wealth. I didn’t have a roadmap or someone teaching me how money worked. In my early twenties, I was raising a family and working hard — juggling real life while making financial decisions with very little clarity. Money felt heavy and overwhelming, not because I wasn’t capable, but because no one had ever explained it.
When I eventually earned more in corporate America, I sought financial guidance. Instead, I was dismissed — told I didn’t have enough money, that I should come back later, or that I should talk to a husband or father.
Those experiences made something very clear: the financial industry wasn’t built for people like me — or for many of the people I cared about.
A family friend encouraged me to enter the industry. At first, I resisted. But once I understood how many people were excluded from true financial education — especially women, first-generation wealth builders, and marginalized communities — I realized my voice was needed.
I entered the financial industry to challenge outdated norms, remove gatekeeping, and create a firm that gives people the education, strategy, and support the system never offered them.
Today, I combine technical planning with the behavioral and mindset support required for real change. Wealth isn’t just numbers — it’s emotions, decisions, habits, identity, and possibility. And I bring all of that into my work.
“I knew financial planning was important, especially as I neared retirement age, but it was a major stressor to me because I didn't understand the terms used, much less the strategies. That all changed about 10 years ago when I began working with Karla Ukman. She explains the mysteries of money and the market in ways I can understand and as they relate to my individual needs and goals. She welcomes questions and never makes me feel inadequate for asking them.” - Kerry S.
This statement is a testimonial by a client of the financial professional as of 06/04/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
What it's like to work with Karla
You receive more than a plan — you receive a partnership grounded in clarity, intention, and strategy.
With over 12 years of experience and a rare combination of financial advising, planning, investment management, and behavioral coaching, I guide you through a structured process that simplifies decisions and builds long-term confidence.
You’ll always understand what we’re doing and why.
You’ll always be included in decision-making.
And you’ll never be left to “DIY” or guess through major financial choices.
My approach includes:
- Clear strategy and ongoing support
- Behavioral and mindset coaching integrated into financial decision-making
- Tax-aware and values-aligned planning
- Regular check-ins and plan updates
- The same tools used by high-net-worth clients — without the gatekeeping
Why Artemis Is Different
Most financial advice feels transactional, product-driven, or overly complicated.
Artemis is grounded, transparent, and intentionally built to empower.
We focus on:
- Clarity — Always know your plan and options
- Education — Understand the strategy behind every decision
- Strategy — No guesswork or DIY overwhelm
- Accessibility — High-quality tools and guidance, without barriers
- Support — A partnership that honors your experiences and goals
Who We Serve
Artemis Wealth Management partners with:
- Women seeking clarity, confidence, and a trusted financial partner
- Marginalized communities who deserve access to financial education and support
- First-generation wealth builders creating new financial legacies
- Individuals navigating transitions — inheritance, divorce, widowhood, career changes, or new responsibilities
- High-income and high-net-worth individuals wanting advanced, values-aligned strategy
- Entrepreneurs and business owners building long-term financial stability
Whether you're building wealth for the first time or stewarding significant assets, you deserve a financial partner who teaches you how the system works — and helps you use it to your advantage.
FAQ: About Artemis Wealth Management
Visit our full FAQ page for more information
Yes. Artemis Wealth Management is fully independent, meaning I am not tied to proprietary products or sales quotas. My recommendations are based solely on what aligns with your goals, values, and long-term financial strategy.
Yes. As a fiduciary, I am legally and ethically required to put your best interests first at all times. Every recommendation is based on what supports your financial well-being — not commissions, products, or outside incentives.
By combining financial advising, wealth planning, investment management, and behavioral coaching to give you a clear, strategic, and personalized path to building wealth.
We work through a structured planning process with regular check-ins, updated strategies, and ongoing support so you always understand your options and feel confident in every decision.
We serve clients nationwide, including women, first-generation wealth builders, marginalized communities, entrepreneurs, individuals in transition, and high-income and high-net-worth households seeking strategic, values-aligned financial guidance.
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